Bank and credit card apps are starting to get pretty good

Tech

When did banking apps from the big finance giants suddenly get good? Lately I’m finding the various money-related apps on my phone (Bank of America, Citibank, Capital One) to be genuinely helpful and capable of things that they couldn’t do even a year ago. They’re even becoming intuitive. I can temporarily lock my debit card if I’ve misplaced it but am not yet convinced it’s lost. I can activate replacement cards with a tap — something that always required a call to an automated telephone line.

And then you’ve got the usual stuff: automated payments, transferring money, ordering checks, and snapping a photo of a check for instant deposit. That last trick was something cool that many banking apps could do in the days when they were…

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